“The key to making money in stocks is not to get scared out of them.” ~ Peter Lynch
More Wise Quotes on Investing in 2012
May 5, 2012
“Diversify your investments.” ~ John Templeton
Realize that we must be aware of the risks involved in investing our money in financial markets and must be willing to accept them in order to invest in the markets. We should never trade with money that we cannot afford to lose and and we must accept that there will be losses, and one must be able to sustain these losses, both from a financial as well as an emotional perspective. I believe it’s all about taking actions and learning through experiences in order to succeed.
To your success in investments in 2012 and beyond.
Claire Soh
8168 7459
Dear all
Happy Vesak Day and may all sentient beings in this world system and systems beyond achieve enlightenment quickly and may Buddha bless everyone with good health, joy, happiness, wealth and success.
My dear clients and friends, Thank you for your trust and support in the last 2 years. Let’s keep on keeping on and move forward to better things in life.
To your success!
Claire Soh
Wise Tips on Life
April 3, 2012
Dear friend
My professional goal is to help you to gain or add to your financial independence, regardless of what your ultimate ambitions are. In my opinion, having money gives you some freedom and independence from the vagaries of life or regulations of government. Having money doesn’t necessarily make you happier or improve your quality of life. That’s up to you, the people you love, the books you read, the places you visit, the music you dance to, and the wine you drink.
You have a choice. You can
resign yourself to the
ridiculously low yields of
checking and savings
accounts.
Or you can take a small,
reasonable amount of risk and
go for a potential for a TOTAL return
of 5% per year — all with a
reasonably conservative
investment.
That’s almost five times better than
today’s savings accounts.
This is achievable in the long-term if
you do a proper asset allocation and
invest in the financial markets and
re-balance your portfolio along the way.
When was the last time you
earned a 5% increase on your salary in a
single year?
Do you generate consistently earn
at least 5% p.a. on your investments?
Just imagine the profound,
positive impact that kind of
return could have on your
life if you manage your money well!
Instead of living in fear/worry that
your finances could collapse
like a house of cards … you
can rest easy knowing you’re
set for life no matter what
happens in Singapore or in the world.
Instead of just “making ends
meet,” you can make exciting
plans for the vacation you’ve
always dreamed of. You can buy
that retirement home or retire overseas.
And you can finally treat yourself
and the ones you love to the
luxuries you never thought you
could have.
Realize that all of this is
only possible with planning and saving wisely.
The choice is yours. Choose wisely.
Call me at 8168 7459 to help you plan and save up for the lifestyle that you aspire to, especially your retirement.
Realize that most of us may only have the next 25 years or so to achieve our retirement goals.
Take stock of your assets and engage me to help you plot your course to achieve your goals today!
Claire Soh
8168 7459
Email: claire.soh@finexis.com.sg
Clients’ testimonials for Claire’s financial consultancy work
January 25, 2012
“Claire is my insurance agent and financial consultant. I’ve used other Insurance companies over the years, but have always just said things like, “I use this company, or that company”, until now, I haven’t ever tied an agent’s name to my insurance policies.
Claire took the time, in the evenings, to sit down with me and go over ALL details of each policies and loans which I have. No other agent has ever sat down with me to actually explain what I was getting for my money or the benefits of having them. I just paid my premiums, and HOPED my insurances was “good enough”.
Claire also helped me with my financial understanding – on which loans to settle first and why? She also helped me with plans on how to achieve my goals. If Claire hadn’t been so through in her explanations, I probably would have just stayed with the little knowledge that I had on my policies and financial situations.
I give credit to her for being caring, understanding and easy to talk to. I believe if more people had an agent like her, insurance and financial understandings wouldn’t be that hard to understand.
Thank you Claire! You’ve made me feel comfortable and easy to understand.” ~ Mdm G. Nambiar
” I chose to work with Claire because she always guides me and help me to understand my personal finances. She goes the extra miles to help me in my investments and follows up regularly with me . I trust her to be able to guide me in future and I recommend Claire for her service and consultancy work.” ~ Ms I.Goh
I just want to say a big Thank you to all my customers and their referrals who have engaged me to help plan their finances for the past 2 years. It’s been a pleasure to work with all of you. Thank you!
Best regards
Claire Soh
8168 7459
Dear friend
Most of us are busy working every day.
Have you ever wondered if you are on the right track?
Do you want to know if you have the right plans to protect you and your family?
I’m sure most of us WANT to make the right decisions for ourselves and our loved ones.
I can guide you with an objective 2nd opinion if you bring your pertinent data and policy documents for me to review.
Let me invite you to coffee and let me help you take action today to make sure your current plans will continue to be your rudder to direct you to your final destination of financial freedom and retire with a nest egg.
Call Claire at 8168 7459 today to book a financial health review with me today.
To your success.
Claire Soh
8168 7459.
Dear friend
Here’s wishing everyone a happy dragon year filled with joy, love, happiness, good health, abundance and success in all you do.
Start a plan and take actions to achieve all you ever want!
To your break-through this year!
Cheers.
Claire
PLEASE Get INSURED WHILE You’re HEALTHY and YOUNG
December 5, 2011
Dear reader
I want to share with you the following story.
I found out today that a friend was recently diagnosed with cancer of the brain. He is in his late 40s and he’d spent most of his adult life being the sole care-giver of his mother. He did freelance work every now and then. But most of the time, he was a full-time care-giver. His mother was wheel-chair bound and she needed someone to take care of her daily needs. Even though he had several domestic helpers, they couldn’t help him much either.
As a filial son, he made the sacrifice and had forgo the freedom that most of us take for granted. The freedom to live your life on your own terms and to chase your dreams. How will your parents’ aging affect your plans? Seriously, in the event of such a scenario, what will you do? Do you have siblings that will share the costs and obligations of taking care of your parents? Seriously, think about this. How prepared are you and your siblings?
After his mother passed away earlier this year, he found that he kept having dizzy spells and all the medicine won’t make the dizzy spells go away. After a series of medical tests such as MRI and finally, after extracting the spinal fluid, the doctor diagnosed that it’s the advanced stage of brain cancer which had affected his spine as well. The doctor said he might have only 2 years’ left.
3 months into the chemotherapy and radiotherapy, his total medical bills add up to $50,000 already and he needs to continue to seek medical treatment. Thankfully, his brother is willing to take care of him and help him pay for the medical bills.
Sadly this man didn’t get insurance when he was younger. The sad thing is when he did apply for medical insurance this year, it was a month before he was diagnosed with cancer. So his application is invalid as his cancer is a pre-existing condition.
So my friends, please get insured while you’re young and healthy. The premiums are affordable. The longer you postpone getting insurance, the MORE premiums you’ll pay for the entire policy.
Plus you’ll be taking chances, so the HIGHER risk that you may not be able to get insured b’cos none of us can guarantee our health. We’ll only incur medical problems as we age. Even young people can have high cholesterol levels or high blood pressure.
This real-life case is to remind us that life is uncertain. Insurance is the only tool in the financial market that help us prepare and manage the financial risk against major unforeseen events such as death, TPD and Critical illness.
e.g. For dread disease, you’ll need CASH to seek medical treatments that can easily escalate to hundreds of thousands of dollars. If you’ve insurance, the cash is already there to help you tide over this period financially so that you’ve the peace of mind to recover quickly.
Email me your questions at claire.soh@finexis.com.sg or Call me at 9231 8779/ 81685479 today to look into your insurance needs.
Best Regards
Claire Soh
Disclaimer:
The above information is strictly for general information only and is not be construed as an offer or solicitation to deal in any fund, nor a recommendation to invest in any company mentioned herein.
The information contained in this blog is not intended to constitute individual investment advice and is not designed to meet your personal financial situation.
Consult your financial consultant before you make any decisions.
Claire’s CartoonAd for my financial consultancy services
November 15, 2011
I drew this myself. Hope you like my Cartoon Advertisement. Claire’s CartoonAd 2011
For a Free Financial Health Review, please call me at 9231 8779.
My work is similar to a specialist doctor. I’ve to diagnose first then prescribe solutions accordingly.
I want to help you optimize your insurance premiums while maximizing your savings and investments.
Call me TODAY!
Best Regards
Claire Soh
9231 8779.
Disclaimer:
The above information is strictly for general information only and is not be construed as an offer or solicitation to deal in any fund, nor a recommendation to invest in any company mentioned herein.
The information contained in this blog is not intended to constitute individual investment advice and is not designed to meet your personal financial situation.
Consult your financial consultant before you make any decisions.
Wise Quote #5
November 13, 2011
“People need to be taught from an early age that no one owes them anything in life… and that character traits such as curiosity, hard-work, honesty, thrift, innovation, ingenuity and, above all, self-reliance are to be commended.” – Tim Staermose
Yes, let’s be self-reliant, plan for our future and take actions early.
To your success!
Best Regards
Claire Soh
9231 8779
Claire Ming Hwei Soh
